The U.S. Department of Agriculture announced loan interest rates for August 2025, which are effective Aug. 1, 2025. USDA Farm Service Agency (FSA) loans provide important access to capital to help agricultural producers start or expand their farming operation, purchase equipment and storage structures or meet cash flow needs.
FSA offers farm ownership, operating and emergency loans with favorable interest rates and terms to help eligible agricultural producers obtain financing needed to start, expand or maintain a family agricultural operation. FSA also offers guaranteed loans through commercial lenders at rates set by those lenders. Additionally, FSA provides low-interest financing to producers to build or upgrade on-farm storage facilities and purchase handling equipment and loans that provide interim financing to help producers meet cash flow needs without having to sell their commodities when market prices are low.
To access an interactive online, step-by-step guide through the farm loan process, visit the Loan Assistance Tool at farmers.gov.
